An individual who reviews a bank's operations, such as lending policies, guidelines, and practices. Such examiners are employed by a Federal Reserve Bank, and Commonly have had extensive education in finance or accounting. A Bank Examiner's work involves granting or redoing applications for setting or expanding firms that provide banking services, supervising member banks to ensure compliance with regulations, monitor a member banks' operating systems, designing regulations and monitoring the internal functions of the specific Reserve Bank that they are associated with.